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OUR MISSION

Offer the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.

OUR PROCESS

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Plan

Plan ahead, so you
qualify later.

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Shop

We help you find the
best deal faster.

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Qualify

Apply and get approved
on your terms.

Sold

Close

Close your loan in as
few as 15 days.

OUR TESTIMONIALS

Excellency in all ways. Miguel and his team got me my home loan in a timely manner and qualified me…

Juan S.

To everyone out there who is looking to buy a home I highly highly recommend HCF -- Miguel Vasquez loan…

David & Nydia V.

I can't say enough great things Home Central Financial - Miguel. I purchased my beautiful home a little over a…

Blanca R.

OUR COMPANY

You can trust that you are in good hands when you choose to work with a Downey mortgage broker on the Home Central Financial team. Our combined experience and dedication to finding our customers the perfect home and mortgage make us the perfect choice for anyone looking to purchase a home.

Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.

Contact us at phone number (562) 881-9811 to set up your mortgage consultation today!

Downey Mortgage Broker

Our customers always come first. This philosophy is displayed in both the high-caliber quality of the services we provide and the individualized attention we give to every customer.

At Home Central Financial, we understand that every customer has different needs and we are determined to meet those specific needs with the wide variety of products, tools, and services that we offer.

We know how complex and intimidating the mortgage process may seem, which is why we are here to help our customers, every step of the way. We are in the unique position of being able to help our customers find both the perfect home and the perfect mortgage to go with it and we can’t wait to help you find yours!

 

Downey Mortgage Resources

The mortgage process is now more efficient than ever as today’s technology continues to improve on every aspect of the process.

Our customers are now able to securely submit an entire mortgage application, online, using one of the online forms we have provided on this website!

We are also proud to be a trusted source of information for our customers when it comes to information about loan programs and processes, mortgage basics and frequently asked questions. You can access this information, fill out an online application or even test various scenarios using our mortgage calculator in the tabs at the top of this page.

 

About Downey

Downey, California, with a population of over 111,000, is located in the southeast region of Los Angeles County. The city is closely surrounded by the neighboring cities of South Gate, Pico Rivera, Santa Fe Springs and Paramount.

Although Downey is well-known for being the birthplace of the Apollo Space Program, the local economy is now primarily focused on the healthcare and retail industries, with Kaiser Permanente and the Stonewood Center shopping mall employing the largest number of Downey residents.

For those who are looking to raise a family here, the Downey Unified School District offers 3 public secondary schools, 17 public primary schools, and 5 private schools. There are also a number of public libraries to foster your children’s love of learning!

 

The City of Downey

Whether you are looking for information as a potential resident or business owner, The City of Downey’s website has every you should need. Follow the link to the city’s website to find information about the City Council’s meetings and agendas, local events, parks and recreation, and even employment opportunities.

 

Out and About in Downey

Downey is a fantastic city for those who love history and the outdoors.  As you explore the beautiful city, you can grab a bite to eat at the oldest McDonald’s that is still in operation or stop to smell the flowers at the Downey Farmers’ Market.

The Downey Farmers’ Market is open every Saturday for the community to purchase California-grown produce and handcrafted products to help support both local farmers and artisans and Downtown Downey.

 

Why Home Central Financial?

You can trust that you are in good hands when you choose to work with a Downey mortgage broker on the Home Central Financial team. Our combined experience and dedication to finding our customers the perfect home and mortgage make us the perfect choice for anyone looking to purchase a home.

Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.

Contact us at phone number (562) 881-9811 to set up your mortgage consultation today!

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